MY INSURANCE CO ALWAYS ASKS ME FOR "STATED VALUE" WHAT EVER I COME UP WITH THEY HONOR AND GIVE ME A 250. DEDUCTIBLE. I HAVE FULL COVERAGE AT 8K~ COSTS ME 42.00 FOR 6 MONTHS. I BY NO MEANS HAVE ANYTHING NICE TO SAY ABOUT INS CO's BUT THAT SEEMS REASONABLE TO ME! ALAN T PHZ AZ 78 ARG 30 93 DODGE CUMMINS