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[VAL] Re: VAL Digest V1 #187 - RV insurance



This emphasizes the need to ask questions and to read your policy.
According to Progressive, if the trailer was being towed and came loose
any damage would be covered by the tow vehicle's liability insurance. For
your trailer to be covered you would have to have a rider on your tow
vehicle policy to cover the trailer itself, or a policy on the trailer
that covered it.
A trailer that comes loose is like a load that falls out of your pickup
bed. It should be covered, but again, ask questions and read your policy.
Al